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What To Do Now

Review Your Current Coverage: Log into Medicare.gov to see your 2025 costs and estimate changes.
Check for Announcements: Visit cms.gov/newsroom weekly in October/November for the 2026 fact sheet.
Calculate Personal Costs: Use the Medicare Plan Finder to input your info and preview out-of-pocket.
Assess IRMAA Risk: Review your 2024 tax return; if near thresholds, consult SSA.gov for appeals.
Explore Help Programs: If low-income, apply for Extra Help or Medicare Savings via 1-800-MEDICARE.
Talk to Experts: Call SHIP or a licensed advisor for free guidance before Open Enrollment ends December 7.

Uniquely distinct

Why choose Barbara Smith, Your Medicare Tutor.

Barbara Smith, your Medicare Tutor, with AGA Life and Health, representing most major Medicare Advantage & Medicare Supplement Insurance plans. My services are offered at NO COST to you:

Personal appointments with you and your spouse
Reviewing your plan
Explaining the plan and limitations of each plan
Providing detailed information on time frames and enrollment periods
Assuring that your plan covers your medications and stays within your budget

Call Barbara Today

323-854-1787By calling the number above you will be directed to Barbara Smith.

My Blog

Medicare Insurance and Health Tips

February 17, 2026

Understanding How Political Decisions Can Affect Medicare

Medicare is a federally administered program, meaning it is influenced by legislation and policy decisions made at the national level. While Medicare remains a stable and reliable source of healthcare coverage, political decisions can shape how the program is funded, … Continue reading →

Family health / life insurance concept. Paper chain in form of family, mother, father, son & daughter. Stethoscope acoustic medical device on blue background. Top view, flat lay, copy space, close up

January 27, 2026

What Recent Medicare Changes Mean for Coverage and Costs

Medicare is designed to evolve alongside the changing healthcare needs of older adults and individuals with qualifying disabilities. Each year, adjustments are made to monthly costs, deductibles, coverage, and coverage rules to reflect medical cost trends, utilization patterns, and long-term … Continue reading →

December 15, 2025

December Blog: “AEP 2026: The Final Countdown! 

As the Annual Enrollment Period (AEP) approaches its December 7 deadline, now is the time to finalize your Medicare decisions for the upcoming year. Acting now can help ensure you’re on the right plan to meet your healthcare needs and … Continue reading →

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